Member Spotlight: Taylor Benefit Consulting

Every BNI chapter has one seat per profession, and at BNI A1 Networkers the health insurance seat belongs to Michael Taylor of Taylor Benefit Consulting.

What Michael does

Health insurance is one of those things most people only think about when something changes. A new job, a job loss, a new baby, a move or a health scare can suddenly make coverage feel urgent and confusing at the same time.

That is where a health insurance professional earns their keep. Michael's work centers on helping people understand their health insurance options and find coverage that fits their situation. Rather than sorting through plan documents and provider lists alone, his clients get someone who can walk them through the choices and answer questions in plain language.

Why a local health insurance contact matters

Most people have a go-to mechanic or a plumber they trust. Fewer have a health insurance contact. But it is one of the most useful names you can keep in your phone, for yourself and for the people you know.

A few reasons it helps to have someone local:

• Insurance is personal. Doctors, prescriptions, budgets and family situations are different for everyone.
• Plan details are confusing. Deductibles, networks and out-of-pocket maximums are hard to compare on your own.
• Life changes happen fast. When coverage ends or a family grows, it helps to already know who to call.
• Questions come up mid-year. Having a real person to ask beats searching online and guessing.

A good time to think ahead

Late July in the Valley is a natural pause for a lot of families. Kids are getting ready to go back to school, and many small business owners are using the slower summer weeks to plan for the rest of the year. It is also a good time to look at health coverage before the busier fall season, when many people start thinking about their plans for next year.

If someone you know has been putting off a conversation about their health insurance, summer is a reasonable time to have it, while there is no rush.

How you can refer Michael

Good referrals for Taylor Benefit Consulting include:

• Someone who just left a job or lost employer coverage
• A person who recently started their own business and needs coverage
• A family welcoming a new baby or adding a dependent
• Someone who just moved to Arizona and needs to sort out insurance
• Anyone who says their current health plan is too expensive or confusing
• A small business owner who has questions about health coverage for their team

Good referral partners for Michael include accountants, financial and payroll professionals, real estate agents who work with relocating families and anyone who works closely with new business owners.

A simple way to bring him up: "I know someone who helps people sort out their health insurance. Would it be OK if I had him give you a call?"

You can reach Michael at 602-920-5834 or visit taylorbenefitconsulting.com.

Meet Michael in person

Michael is at BNI A1 Networkers every Thursday at 7:00 AM at Brothers Family Restaurant in Peoria. If you are visiting for the first time, he is a great person to ask about how members get started. Plan your visit.